Position Summary: The Senior (SVP) Commercial Loan Officer C&I FOCUS, is responsible, individually, for originating new financing transactions, and cross-selling the Bank’s other products and services. Lead client relationship manager/business developer and manages more complex deals. Focus will be on C&I and Medical Professionals
Roles & Responsibilities:
Business Development: Cultivates new lending opportunities that can be developed into strategic relationships. Responsible for annual goals tied to loan volume, fee income generation and cross-sales. Works closely with internal partners to generate internal referrals as well as develops an external network of centers of influence.
Credit Quality/Portfolio Management: While maintaining a strong customer focus and customer relations, assesses and monitors a commercial and private banking loan portfolio. Understands, adopts, and adheres to the Bank’s Loan Policy. In client relationship management roles, the Senior Commercial Loan Officer has primary responsibility for all but the largest and most complex clients. Works with a large degree of independence. Provides accurate assessments of credit risk as exhibited by proper risk ratings, comprehensive and accurate credit applications submitted for approval, solid loan recommendations and proposed structures. Understands loan documentation. Maintains comprehensive and current credit files. Monitors risk (delinquencies, overdrafts, etc.). Provides timely information to management regarding potential portfolio issues.
Senior Officer Duties: Actively engaged in internally or externally in the community (chartable and/or business organizations). Actively works with all business areas to develop and maintain cross-selling opportunities. Proficient with a variety of Bank products and services. Participates in special projects and initiatives as needed.
LOCAL BANKERS ONLY (CHARLOTTE AREA FOCUSED)
Formal Credit Training preferred
8 years of direct commercial and/or private banking lending experience
Excellent communication and client service skills
Experience with Moody’s Financial Statement Analyst software or similar financial statement analysis software required
Proficient with Microsoft Office
Excellent quantitative/analytical and oral/written skills
Proficient in multi-tasking in a team oriented environment focused on the highest standards of client service.Equal Opportunity Employer